Carlton Tower Passaic New Jersey Video

To search for available condos in Carlton Tower located in Passaic, please visit our Carlton Tower page .

Whether your considering buying or selling, we can help. Send us an email or call me immediately at 800 295 5955 extn 911 for a personal and confidential conversation.

The Reverse Mortgage: What is it and when do they make sense?

I’ve been a “life long” Real Estate Professional and the vast majority of my professional expertise and experience has been working as a Real Estate Broker Sales associate.

My group and I are constantly “learning and relearning” about the various mortgage products and how they effect the validity of any transaction that involves financing. This is especially important when working in urban environments where FHA Approved Buildings are few and far between. Some good examples are Carlton Tower Condos in Passaic and Adams Square Condos in Hoboken.

Moreover, what is extremely important is our ability to quickly and easily determine if the buyer and/or the buyer of one our customers’ properties will qualify for a loan.

Over the past decade, James Chu, my long time business partner and personal friend has stood the test time. His team is one of the leaders in the mortgage banking industry. When I have a question about mortgages, James and his team are always the people my customers and I can bank on!

When thinking about reverse mortgages, I thought it best to go to the source and experts…

James Chu (Bank of America, Home Loan Manager) and Betty Roche (Bank of America Reverse Loan Officer) have kindly prepared today’s guest post on reverse mortgages and when they are a sensible option.

YOU HAVE CHOICES
If you are a homeowner age 62 or older, a Home Equity Conversion Mortgage (HECM), a type of federally insured reverse mortgage, can help you access a portion of the available equity in your home.  A reverse mortgage from Bank of America can help you maintain your independence and give you the security that comes with a financial institution committed to responsible lending.

A Home Equity Conversion Mortgage from Bank of America provides:

• PROCEEDS FOR MANY PURPOSES.  The proceeds are generally *tax-free and can be used to pay for medical costs, make home improvements or cover unexpected expenses.
• MAINTAIN HOMEOWNERSHIP.  You retain the title to your home throughout the course of the loan.
• NO MONTHLY PAYMENTS.  You can continue to live in your home with no monthly reverse mortgage payments.
• FIXED RATE.  An option that give you the security of an interest rate that never changes.
• ADJUSTABLE RATE.  An open-end credit loan that gives you the flexibility to pay down your balance and redraw funds.

As a reverse mortgage loan officer, I’ll provide you with the information and guidance you need to feel confident that you are making the right choice to meet your individual needs.

Disclosure:  *Please consult your tax advisor.
Property insurance is required, flood insurance when necessary.  Borrower is still responsible for paying ongoing property taxes.  Credit is subject to age and property qualifications.  Program rates, fees, terms and conditions are not available in all states and subject to change.  Please contact Bank of America for more information.

Thanks James for the great insight into reverse mortgages. If you’re not sure whether or not a reverse mortgage is advantageous for you please don’t hesitate to call me (800 295 5995 ext 911) today.

Sean interviewed on WPIX about Jersey Shore Rentals

 

Follow this link for more information and resources on Jersey Shore Rentals: where to look, pitfalls, interactive map and transport information.

The Bergen County Real Estate Tax vs School Performance Mashup

Great Towns on New Jersey’s MIDTOWN DIRECT Train Line: Sean Shallis interviewed on WPIX (video)

As promised here is the video of  Sean interviewed this morning on WPIX discussing the criteria parents can use to select where to live in New Jersey.

…and here are those reports that were discussed in the news segment, showing School Budget cuts, and graphs that map Real Estate Taxes vs SAT Scores.

• Union County Real Estate Tax vs School Performance Mashup
• Hudson County Real Estate Tax vs School Performance Mashup
• Morris County Real Estate Tax vs School Performance Mashup
• Essex County Real Estate Tax vs School Performance Mashup

Chatham Schools in top 25

The New Jersey Department of Education today released the 2009 School Report Cards for all regular public schools and charter schools in the state.

Morris County had three schools making the top 25 list for highest average SAT scores in New Jersey, according to data released by the state Department of Education. The Academy for Math, Science and Engineering, run by the Morris County School of Technology, had the second highest average score in the state with 2077, but they had just 11 students tested in comparison with the 200 or more tested in the traditional high schools.

Visit the NJ Department of Education site to see the full report, an alphabetical ordered list of schools, by school type, or by County/District.

Read the full story.

Social Media Sells More Homes

Looking to sell your property?

We want to assure that we are ahead of the curve in how to make your property visible to the widest audience possible. In all of New Jersey there are at most 4 other experienced Realtors as advanced as The Shallis Group when it comes to selling homes using new technologies.

Already we are listing properties for sale on 29 real estate listing websites including:

What About Social Media – Will it help sell your home?

In short, yes. These days there is almost as much traffic and linking through sites like Facebook and Twitter than through the major search engines like Google.

Most importantly these types of sites act as ‘recommendation engines’ where people share links with friends and family. On a large scale this is extremely powerful and we are seeing the results in our real estate sales. More and more inquiries are coming from people recommending The Shallis Group and also because they see our clients’ properties listed across the internet.

Don’t believe us?

Invest 4 minutes of your time and watch this facinating video that explains the scale of the emerging Social Media.

This year we will focus our marketing strategy in the online space to ensure that our clients’ properties are more visible and more effectively targeted than ever before.

Want to sell your home?

Sean T Shallis and The Shallis Group are considered one of New Jersey’s leading realtors focusing in exclusive metropolitan areas including Hoboken and Jersey City as well as exclusive suburbs including Madison, Chatham, Summit and Harding. Call Sean immediately at 201-427-1032 for a personal and confidential conversation about your real estate needs.

Hoboken FHA Approved Properties

These are the latest FHA approved properties in Hudson County. Let me know if you would like to schedule a showing or need any additional information on the properties or financing.

Click on any property below to view property details and return to this page to see other properties. For a more refined search visit:

• New Jersey FHA Approved Properties
• Hudson County FHA Approved Properties
• Jersey City FHA Approvied Properties

… or call me directly (201 988 1393) for immediate advice on FHA properties that suit your needs and budget.

Let me know if you would like to schedule a showing of any of the following:

FHA Approved Condos in Jersey City, NJ

These are the latest FHA approved properties in Jersey City. Let me know if you would like to schedule a showing or need any additional information on the properties or financing.

Click on any property below to view property details and return to this page to see other properties. For a more refined search visit:

• New Jersey FHA Approvied Properties
• Hudson County FHA Approved Properties
• Hoboken FHA Approved Properties

Let me know if you would like to schedule a showing of any of the following:

New Jersey FHA Approved Condos

Comprehensive list of the latest FHA approved properties in New Jersey. Let me know if you would like to schedule a showing or need any additional information on the properties or financing.

Contact me directly (201 988 1393) for the full list of NJ FHA condos and immediate advice on FHA properties that suit your needs and budget.

Click on any property to view property details and return to this page to see other properties. For a more refined search visit:

• Hudson County FHA Approved Properties
• Hoboken FHA Approved Properties
• Jersey City FHA Approvied Properties

Let me know if you would like to schedule a showing of any of the following:

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